It was 9AM on a beautiful and cool Saturday morning, and I intended to be at HDB Hub to submit some documents for the Housing Eligibility Loan (HLE) and Additional Housing Grant (AHG) application. The actual submission date is 13th September, and experience have taught me not to wait till the last minute for any kind of submission. Indeed, I have learnt my lesson jolly well.So despite the grouchy morning of having to wake up so early in the morning and not having my usual cup of coffee, it was a fruitful trip to HDB Hub. Thereafter, I walked to the nearby Ya Kun Kaya Toast to reward myself with a nice hot aromatic cup of roasted black coffee.
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